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Judgment · jid 2631 · pdb #4469

Cayman First Insurance Co Limited v Stultz and Macken - Ruling

[2025] CIGC (FSD) 48 · FSD 0079 OF 2022 (DDJ) · 2025-Jun-10

Determination of various costs applications

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In the Grand Court of the Cayman Islands
[2025] CIGC (FSD) 48
Cause No. FSD 0079 OF 2022 (DDJ)
Between
Cayman First Insurance Co Limited
- v -
Stultz and Macken - Ruling
Before
Ramsay-Hale CJ
Judgment delivered 2025-Jun-10

CIGC (Civ) 16 Cayman First Insurance Co Limited v Stultz and Macken – Ruling Neutral Citation Number: [2026] CIGC (Civ) 16 IN THE GRAND COURT OF THE CAYMAN ISLANDS CIVIL DIVISION CAUSE NO: G 0252 of 2023 BETWEEN: CAYMAN FIRST INSURANCE COMPANY LIMITED PLAINTIFF AND: BARRINGTON STULTZ 1ST DEFENDANT AND: CELINE MACKEN 2nd DEFENDANT IN CHAMBERS Coram: The Hon. Chief Justice Appearance: Mr John Connole of Hampson & Company for the Plaintiff Mr Kyle Broadhurst and Ms Tiziana Romano of Broadhurst LLC for the 2nd Defendant Date of Hearing: 21 April 2026 Date circulated in Draft: 22 April 2026 Date of Ruling: 23 April 2026 GCR - Service - In limine objection - Notice of intention to proceed - Order 65, r.9 - Dispensing with service - Alternative service RULING ON IN LIMINE SUBMISSION

A short point arose in limine on the Plaintiff’s application for interlocutory relief, namely the effect of the Plaintiff’s failure to serve the First Defendant with (i) the Notice of Intention to Page 1 of 3 G2023-0252 2026-04-23 G2023-0252 2026-04-23 Digitally signed by Advance Performance Exponents Inc. Date: 2026.04.23 10:41:06 -05:00 Reason: Apex Certified Location: Apex

CIGC (Civ) 16 Cayman First Insurance Co Limited v Stultz and Macken – Ruling Proceed and (ii) the present Summons and supporting affidavit. The point was taken on behalf of the Second Defendant, whose position is that her entitlement to indemnity will fall away if the Plaintiff succeeds in its claim against the First Defendant.

Mr Connole, for the Plaintiff, relied on the affidavit of Zachary McLaughlin to demonstrate that extensive efforts were made to effect personal service and to contact the First Defendant by telephone. Mr McLaughlin deposes to his belief that the First Defendant has returned to Jamaica. Counsel submited that personal service of the present summons was not required and relied upon GCR O.65 r.9 to contend that no service was required.

O 65, r.9 provides: “No service required in certain cases (O.65, r.9)

Where by virtue of these Rules any document is required to be served on any person but is not required to be served personally, and at the time when service is to be effected that person is in default as to acknowledgment of service or has no address for service, the document need not be served on that person unless the Court otherwise directs or any of these Rules otherwise provides.”

It is correct that, once a defendant has been duly served with originating process, subsequent documents in the proceedings do not require personal service unless expressly provided for by the Rules or ordered by the Court. Neither O.14 nor O.19 imposes any such requirement.

However, that does not mean that service may be dispensed with altogether. Order 65 r.9 provides that where a defendant has failed to acknowledge service or has not provided an address for service, the obligation to serve further process may be dispensed with unless the Court otherwise directs. It does not apply where a defendant has engaged with the proceedings and provided an address for service.

In the present case, the First Defendant filed an acknowledgment of service, gave notice of intention to defend and provided an address for service. In those circumstances, neither limb of O.65 r.9 is satisfied. In my view, the fact that the First Defendant later leŌ the jurisdiction or ceased to reside at that address does not retrospectively negate the fact that he had acknowledged service and provided an address for service within the meaning of the Rules. The Plaintiff is not entitled to rely upon O.65, r.9 as dispensing with service of subsequent process. Page 2 of 3 G2023-0252 2026-04-23 G2023-0252 2026-04-23

CIGC (Civ) 16 Cayman First Insurance Co Limited v Stultz and Macken – Ruling

That conclusion applies a fortiori to the notice of intention to proceed. O.3, r.6 provides that where a period of 6 months or more has elapsed since the last proceeding in a cause or mater, the party wishing to proceed must give to every other party not less than 1 months’ notice of that party’s intention to proceed. The rule is expressed in mandatory terms. Its evident purpose is to ensure that, aŌer a substantial period of inactivity, the opposing party is given formal notice before the action is revived. In my judgment, that is a case in which the Rules themselves “otherwise provide” for service, with the consequence that O.65, r.9 has no application.

The same is true of the summons and supporting affidavit. Although personal service is not required, some form of service is still required unless dispensed with by an order of the Court.

The First Defendant is not shown to be evading service. Rather, the evidence indicates that he has leŌ the jurisdiction following the loss of his immigration status. He had previously engaged with the proceedings by acknowledging service and indicating an intention to defend. In those circumstances, considerations of procedural fairness assume particular importance. This is not a case in which it would be appropriate to dispense with service altogether. The proper course is for the Plaintiff to seek an order for alternative service.

During the hearing, Mr Connole adopted a pragmatic approach and indicated that such an application would be made.

The mater is therefore adjourned, with costs of the adjournment to the Second Defendant. DATED THE 21 APRIL 2026 THE HON. JUSTICE MARGARET RAMSAY-HALE CHIEF JUSTICE OF THE GRAND COURT Page 3 of 3 G2023-0252 2026-04-23 G2023-0252 2026-04-23

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